Traditionally, the grandest of all casino games, Baccarat (pronounced BA-CA-RAH), and it’s European counterpart, Chemin de Fer, are played in casinos throughout the world. Those participating in the game place a wager on either the BANK or the PLAYER. Two hands, of two cards each, are dealt from the baccarat “shoe”. Later, a third card may be required for either hand. The first hand represents those betting on the PLAYER, the other betting on the BANK. The winning hand is the one which totals the closest to 9. Tens, cards totaling ten, or picture cards count as nothing or zero. All other cards count as their face value. If the cards total a two-digit number, the last digit counts as the value of the hand. For example, 6 + 7 = 13, counts as 3. Play begins when the shoe is passed to the first customer, who deals the cards under the supervision of the dealers. Four cards are dealt alternately from the shoe. First card to the PLAYER, second to the BANK. If a third is required for either or both hands, the house dealer calls for it. Once the play begins, established rules determine the draw. All wagers for the BANK or the PLAYER pay even money. Winning BANK bets are charged a 5% commission. You may wager that the BANK and the PLAYER will draw hands that tie. This wager pays eight-to-one.